Also, more control and less stress. Log in • Sign up. I actually think it is better to do it manuall than automatic linking anyway. Or think of it like this: skip one night of eating out this month, and you’ve paid for YNAB for a year (and cut out 1,000 calories! He lives in Utah with his family. (plus software support). It was uncomfortable. I don't use cash so all transactions are card based so I don't miss anything. I manually enter my transactions. Close Modal. search. Just google "YNAB spreadsheet" and you'll find something suitable. I found in the past I’m not that great at keeping up with it when I have to do it manually! A discussion subreddit for popular budgeting software You Need A Budget. The Slant team built an AI & it’s awesome Find the best product instantly. YNAB fees, limits and pricing. A box of cans of Diet Coke is certainly enjoyable for me, but is it worth £5 each time? Give every £ a job. YNAB is available for Web, Mobile - iOS (iPhone and iPad) & Android, Apple Watch and Alexa by Amazon. And, obviously, we know you need a budget. Find more subreddits like r/ynab -- A discussion subreddit for popular budgeting software You Need A Budget. https://www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/. On the website it says that direct import is only available for US and Canadian banks, so what does this mean for those outside those areas (specifically for me, UK - NatWest)? In the meantime, there are a few troubleshooting steps that have helped other YNABers bypass similar issues: 1.) Inputting a transaction that didn't really fit the budget and spending a few minutes adjusting my budget around it felt like I was 8 years old and grassing myself in to my mum after I tried to emulate Wonder Woman and karate kicked her vase right off the cabinet. I recently got an Amex card - which has automatic import - but I'm considering turning it off as I've not had as much control over my spending when a transaction appears a few days later on its own than when I put it in on my phone as I'm leaving a shop. Welcome to YNAB's 2021 Debt Smackdown! Hmm genuinely not sure. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. You need a budget - facilitates you making and hopefully sticking to a budget. Logged yandz. Miscellaneous Interest and Fees. 92 Shares. A step-by-step guide with EVERYTHING you need to get started with YNAB. Try YNAB Free For 34 Days If you have gotten this far, you know you need a budget. You can customise it to your needs and then use a bunch of index match formulae to create dashboards. Press J to jump to the feed. Think about whatever you're thinking of buying and check the category before you pick it up. budget to relevant and useful categories. By using our Services or clicking I agree, you agree to our use of cookies. It may be a bit too technical for the regular user but it provides real-time sync between Monzo/starling and ynab, New comments cannot be posted and votes cannot be cast, More posts from the UKPersonalFinance community, Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK, Press J to jump to the feed. I don't always use all $85, but I make sure to have that much after each time I'm paid. Pin. YNAB won’t allow you to automatically import data from a bank account if you live in the UK – this functionality is only available to those in the USA and Canada. A discussion subreddit for popular budgeting software You Need A Budget. I manually enter my transactions. But I tolerated it because I'm a big girl now (and still not Wonder Woman unfortunately) and I know that uncomfortable feeling is a lesson that I'm teaching myself - spending money has consequences and if I don't have the patience to budget for the Shiny Thing BEFORE I buy it, then I need to take money away from other things. « Reply #13 on: January 08, 2015, 11:35:17 AM » We are pretty granular because I like to KNOW. Will I need to enter every purchase manually? Stubble; Posts: 122; Re: What are your YNAB categories? save hide report. I actually think it is better to do it manuall than automatic linking anyway. YNAB. Ultimately, YNAB is a "it works if you let it" sort of method/program. 2021: The Official YNAB Savings Challenge. YNAB stands for You Need A Budget. Have a YNAB win that you want the world to know? Sometimes it is, and I work that into the budget, but the majority of the time I find that I'd rather keep the £5 and buy a bag of Doritos and dip when they're on sale for £2 if I really, really want a "treat" or use that £5 to get a better quality steak than I had planned for dinner, that kind of thing. Indeed, that's how the YNAB app started life: it was just a spreadsheet. For example, I will usually eat the same cheap food, so when budgeting for food, I'm able to make $85 last for two weeks. As soon as it really hit home that I should only budget with the real money I have, things started to get better and better. Seriously, it was so simple! In addition, EveryDollar is available in the U.S. and Canada, while YNAB is only available in the U.S. Related Post: Alternatives to the Level Money App. EveryDollar. Take little effort if you do them as and when you make them and set up direct debits as recurring. Inspirational. 3 Reconcile your accounts regularly—correct balances are the foundation of your budget! EveryDollar is a very basic budgeting tool created by the team behind Dave Ramsey, using his principles for managing money. ). You can also very easily drag/drop .ofx files from your UK online bank to YNAB. It may be immature, but if things are easier I’m more likely to pay attention and stick to it. The spreadsheet requires you to put in all of your transactions and categorize them. Four Simple Rules For Successful Budgeting. Only frustration is that accounts seem to disconnect from … I have downloaded an Excel spreadsheet and twicked it to my needs. Press question mark to learn the rest of the keyboard shortcuts. Related to personal finance, budgeting, money and financial matters. YNAB Style Spreadsheet (from a Redditor on Reddit.com) As the name suggests, this spreadsheet’s layout and function is very similar to the paid budget software called YNAB (You Need a Budget). Dark Mode, Color Changes and Sidebar Options - Oh My! (unofficial) reddit.guide. The 34 Day Reset!! It sounds time-consuming but you can enter them in the shop queue via the mobile app and it makes you mindful about your spending habits. I appreciate that 1. the link is still available and 2. the software is so good that YNAB 4 still works. I pay for nYNAB, but YNAB 4 works fine for me and it's what I converted my sister to. Right now, Taylor, our CTO is, well… we don’t actually know where he is, but you get the idea. Just the awareness of my spending reigned it in immediately. Thanks to YNAB, I’m ready! I've been able to pay off a credit card with the highest interest rate and a $5000 balance and my car in this time! Reddit 86. At first glance, this one looks like a good starting point. Email Address Sign Up Thank you for signing up! Join A Challenge. Charts, month on month spending, planner, budget pots. On the other hand, EveryDollar has tax reporting capabilities. Introducing . For personal finance needs, it’s really rather fun. And don't worry — we'll keep calling them back and bear the elevator music on your behalf. A step-by-step guide to show you exactly how to handle reimbursements in YNAB. I got used to using it in the states and would like to keep using it or something similar here! I'm in the US and I personally only link my savings accounts to YNAB's direct import, everything else is entered manually. While YNAB 4’s iPhone app was great, it only let you add transactions. I think you mean to click reply on this thread https://www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/. I use Monzo as my expenses card and use fintech-to-ynab with the Monzo webhook. The spreadsheet app in Google's Google Docs office suite will probably meet your needs, and it works offline with cloud sync. YNAB does not. No but I use YNAB in the UK. In terms of an investment, that’s a serious return. This comment is on the top level so its not clear who you're responding to? I've been using YNAB now, between its current form and previous iterations, for about 4 years now. It works because it’s built around these Four Rules. best. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. Cookies help us deliver our Services. Links all your accounts, pie charts all transactions, can register offline ones as well. YNAB is solely a budgeting app, and it was built on a few seemingly simple rules:. Oh, and more than $6,000 after one year. I appreciate that 1. the link is still available and 2. the software is so good that YNAB 4 still works. Check to see if t… 6. Not having direct import isn't a big deal in my opinion. You can also use it for debt tracking, FIRE goals and holiday pots. YNAB has investment tracking and bill management, whereas EveryDollar does not. Anyone knows where it is? The Official 2021 Debt Smackdown. Try YNAB Free For 34 Days If you have gotten this far, you know you need a budget. I usually export and download my transactions in .csv or .qif format from my bank mobile app and after I import the file in YNAB reviewing and approving the transactions. Entering everything helps me be more proactive instead of reactive regarding my spending. You guys are amazing. We reviewed EveryDollar and found that it’s claim of being able to set up a budget in 10 minutes to be accurate – it’s super simple, very easy to navigate, and follows the overall structure of Dave Ramsey’s Baby Steps. I've been using YNAB now, between its current form and previous iterations, for about 4 years now. Yup, you will have to enter every purchase manually. Since Ynab recognises the vendor it makes categorisation an absolute breeze. New comments cannot be posted and votes cannot be cast. That said, I came across a syncing service recently that I might test out. With YNAB I can adapt and plan to spend. Inspirational. Pre-YNAB debt Yearly Christmas Taxes Car Registration & Inspection Yearly service memberships (Evernote, Amazon Prime etc.) I love Sync for Ynab, don't know how I'd use Ynab without it. My Tandem card is still not there, it's driving me insane. Goodbudget. Add Question. Keeps you more in touch with your spending. I followed some old links but they seem to have deleted or moved it. If not, is there a UK equivalent of YNAB? True words right there. [Investigating] We are investigating an elevated number of errors connecting to Citibank where YNABers are unable to complete the OAuth connection process due to a grayed out "Authorize" button. It’s perfect if you want to create a zero-based budget. If there's enough, and you're happy to spend that money on that item knowing it only leaves £X in the category for the rest of the month, go for it. It really clicked with me.” Michelle & Billy YNABers since 2015; I paid off $56,000 I thought of consumer debt as something that would always be with me. Here's one from Reddit. My spouse is going to change to a lower paying grade job and my child support is about to go down. I think you lose that when the budget does the grassing in for you. It's really not a problem and I do recommend YNAB. I'd recommend using it without the importing anyway, you'll have a much better idea of where your money is going if you're having to input everything manually. Actively managing your balances may be a more hands-on process than you were expecting at first. You can also very easily drag/drop .ofx files from your UK online bank to YNAB. But it is fast, and absolutely worth it. Pretty convenient, huh? I generally find that no it isn't anymore. 0 comments. Close Modal. I pay for nYNAB, but YNAB 4 works fine for me and it's what I converted my sister to. I’ve been using YNAB without importing for a year and it’s been great. I haven't shifted to nYNAB yet (wanted to make sure I was dedicated to using the already paid for YNAB4) but direct import doesn't bother me as I feel I can keep track of things better with manually putting things in. I just found it easier to stick to using it when it was automatically populated. Check out our video course all about getting started with YNAB! Hi, I have always been a bit frivolous with my spending and have heard a lot of good things about YNAB so wanted to give it a try. When I started using YNAB, the heavens opened and angels sang! But you'll find that after your first month of budgeting, you'll start to get a feel for what is and isn't actually worth it for you. (One more small credit card to go! I just switched computers but I can't find the download for YNAB 4 anywhere! search. Cookies help us deliver our Services. You can think of this as the busy signal of statuses. In fact, taking responsibility for your balances is one of the puzzle pieces that makes the YNAB method so … Takes like 15 seconds to do. 4.7 star rating. Get into the habit of, before you even walk into a shop or go to spend money, look at your budget. Any other form of budget I've used has always been backwards-facing, looking at what I've spent. I have all my cards hooked up and means that I only have to update ynab once every few days. Before YNAB I was paycheck to paycheck, but I can't really tell if I'm getting away from that, or if I'm still paycheck to paycheck. When I joined YNAB, I had £10k in debt, in the first 12-18 months, I'd reduced that by more than half, thanks to the envelope budgeting YNAB teaches. It was founded in 2004 after real-life couple Jesse and Julie Mecham realized they needed a better system to budget their money. Log in or sign up to leave a comment log in sign up. It asks certain things of you - budget to zero. I'm doing some testing to understand how YNAB manages the positive CCs balances. 0. I do that every Friday and I managed to be consistent. YNAB is a software platform that can be used across desktop computers, the iPhone and Android operating systems, iPads, Apple Watches, and the Amazon Echo system.The system is easy to learn and use, but for users who want to learn more in-depth about the system, a book has been published.. 51 topics 1555 posts Active 3 days ago. Find pros, cons, platform features, pricing and more. I haven't quite signed up yet so not gotten used to the lingo yet :). ... 194 replies on “The New You Need a Budget (YNAB) vs YNAB 4” John says: November 1, 2019 at 9:16 pm. Feared I might be furloughed and wanted to make sure that I was using my stimulus check and student loan payment pause to their best potential! We know sometimes you just need to know you aren't in this alone. I could see my average spent over the last two years and found that we can weather this storm. Unless you've bought a load of shopping and you're having to carry it in your hands, you can do it while leaving the shop, or when you sit in the car having loaded it all in, or when you get in and sit down at the kitchen table. For the features I want, the new version is now delivering, for me. 5. Meaning you can do all your budgeting from your phone if you want. share. Happy New Year! rather than letting your account balance or whims guide your spending, use the categories instead to make decisions before spending then track the spending and adjust the budget in real time to suit changing priorities, instead of making a budget and then sighing when the month ends and you find you've spent differently to what you optimistically set out at the end of the previous month, etc. YNAB will automatically match transactions for you! I’d recommend using old school excel. By using our Services or clicking I agree, you agree to our use of cookies. I think it's a big part of what turned things around for me, that I'm forced to 'fess up' to my spending. Apps Explore The Apps; Learn Learn To Budget; Inspiration Be Inspired; Support Get Support; Log In Free Trial Start Your Free Trial Search. It's really not a problem and I do recommend YNAB. I use it but I manually input my transactions. The YNAB team is a diverse group that loves our product, our customers, and working with each other—a lot. As helpful as this would be I doubt it will happen. 4 years ago. The general theory of YNAB is to "give every dollar a job". Hello... does a version of YNAB exist that allows me to link to UK bank accounts? If I rely on direct import that information is already 2-5 days old while I wait for the transactions to clear in my bank account. It gets tedious if you fall behind, however, it's worth it. arrow_drop_down. Press question mark to learn the rest of the keyboard shortcuts. YNAB is an abbreviation for You Need A Budget. It sucks, but it drives home the point. First things first, we need to teach you a little bit about our Four Rules. On average, new budgeters save $600 in their first two months with YNAB. Share 6. The best of YNAB content and thought-provoking content we love from around the web. YNAB is better than other budgeting apps because it forces me to plan only with the money I have right now. Related to personal finance, budgeting, money and financial matters. 2 replies Oldest first. If you've been seeing this status for more than 48 hours and no recent transactions have imported: 1. Thoroughly recommend. As you say, the UK banks are a lot more restrictive when it comes to allowing third party access. I started YNAB at the start of the pandemic. I have read other topics around that explain how it works,… apocalepsis; apocalepsis; 5 hrs ago; 9 replies; 16; dakinemaui 3 hrs ago; Credit Cards & Debt; Fresh start question I did a fresh start Jan. 1. You can watch it all at once or at your own pace. If you decide to make the purchase, when you're finished paying for it, put it in YNAB. 2021 is going to be a good one, I can just tell - or we can will it to happen With over 500 participants and more than $4.… Veronica Like Follow. Email Address Sign Up Thank you for signing up! YNAB charges a monthly subscription fee of $6.99 (or about £5.20), so less than your Netflix or Amazon Prime subscription. We live all over the world—from Boston to Brazil and Portland to Pakistan and everything in between. It gets tedious if you fall behind, however, it's worth it. search. no comments yet. Keeps you more in touch with your spending. Rule 1: Give every dollar a job.You take the money you earn and allocate every single dollar you make to different expenses. You guys are amazing. 96% Upvoted. Start budgeting with YNAB today! It is my pride and joy, I use it and just manually plug in the transactions. I've been using yNAB for just over 2 years I think, I just switched to nYNAB 2 weeks ago. This is typically a temporarystatus. If you're seeing this error, avoid removing the connection while we keep trying. I use it and manually import transactions. YNAB the app doesn’t work because it’s pretty (although it is) or because it has amazing tech. We're calling the financial institution and they're letting us know they're a little busy at the moment — our call will have to wait. I can see the merit to manually putting entries in but finding the time to do it is harder for me. Thanks, I can't help but think that it'll become too much of a chore if I have to add everything manually and I won't stick to it but there is a free trial period so I will have to give that a try and see if it works for me :), I Manually input everything, then login to online banking (Barclays) and pull out an ofx statement of recent transactions that reconciles with what I've input - At this point is when I then hit the "Reconcile Account" button knowing that I haven't missed anything and that it's all squared away, Thanks - what does the reconcile account button do? I fucking love my excel spreadsheet. Maybe that month I'll need to subsist on what I can dig out of the freezer, plus some rice and beans, along with abandoning all hope of a social life until I get paid again. Overview. OAuth. Oldest first; Newest first; Active threads; Popular ; Login to reply. Discover if You Need a Budget (YNAB) is right for you with Benzinga's YNAB Review. I manually add all my transactions and manually reconcile, which for me certainly helps with keeping the numbers 'live'. Not clear how YNAB is managing the positive balance in my CC Hello folks! I fell off the wagon a bit over the last 2 months, which prompted a switch to nYNAB, and it's going great. Having a separate category for things like "alcohol" helps me … Try YNAB Free For 34 Days. Jesse Mecham founded YNAB in 2004 to help him and his new wife, Julie, watch their money. Try it now. Tweet. I just wanted to jump in - my sister just got a new computer and I want to thank YNAB for keeping the link for YNAB 4 active. Studying for his master of accountancy at Brigham Young University at the time, he put his numbers wizardry to work to develop a system to track their expenses, and that became YNAB. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. A step-by-step guide with EVERYTHING you need to get started with YNAB. The best of YNAB content and thought-provoking content we love from around the web. Sort by . It can be a lot of work if you make lots and lots and lots of transactions, but it pays dividends for sure. I know support for it has ended, but we can't even download it anymore??? Related to personal finance, budgeting, money and financial matters. Announcements. And, obviously, we know you need a budget. Other than that, you won't run into any issues. I guess the only way to find out will be to give it a try! We know sometimes you just need to know you aren't in this alone. As mentioned above, YNAB doesn’t offer a current or savings account and so doesn’t come with a long list of fees and limits. I just wanted to jump in - my sister just got a new computer and I want to thank YNAB for keeping the link for YNAB 4 active. Thank you, I'm just a bit concerned that, knowing myself, if I need to enter everything it will become a chore and I won't stick with it. I have to manually put in my expenses and income every month, but I have absolute control. Add to Chrome Add to Edge Add to Firefox Add to Opera Add to Brave Add to Safari. Once we started using YNAB, we had a much clearer picture and we had better communication about who was spending what and how that money was transpiring.” Andy & Melissa YNABers since 2015; I paid off $56,000 I thought of consumer debt as something that would always be with me. Home Features Our App Lineup Why We're Different Pricing Open Menu Search. It keeps you in touch with your category balances so much better than the program pulling through your transactions and sorting them out for you (I'm also in the UK so I can't get this feature but I've used programs that do do that and it made it so much easier to ignore). The programme is not set up for the Open Banking scheme, which allows you to share current account data via a secure application programming interface (API) without handing over your login details. No but I use YNAB in the UK. Upcoming Changes to Direct Import. Thankfully my employment has remained stable. The current YNAB app has 90% feature parity with the web version. With respect to your note on the end of support for YNAB 4, there is a way you can still run YNAB 4 on Catalina by converting it to a 64-bit app. ” Claire YNABer since 2016; YNAB has been transformative! Click reply on this thread https: //www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/ everything in between it, it... While we keep trying fee of $ 6.99 ( or about £5.20 ), so less your. ’ m more likely to pay attention and stick to using it when it was automatically populated doing some to... His new wife, Julie, watch their money form and previous iterations, for about 4 years now works! Facilitates you making and hopefully sticking to a lower paying grade job and my support... To enter every purchase manually create dashboards getting started with YNAB category before you even into! Probably meet your needs, it 's worth it it or something similar here the app doesn t... Month on month spending, planner, budget pots Taxes Car Registration & Inspection Yearly service (... Started using YNAB for just over 2 years i think you lose that when the budget does grassing... My cards hooked up and means that i only have to update YNAB once every Days. And advice ynab uk reddit to personal finance needs, it 's driving me insane spending. Of method/program was automatically populated this status for more than 48 hours and recent. Card based so i do recommend YNAB cans of Diet Coke is certainly enjoyable for me certainly with! Download it anymore????????????! Is so good that YNAB 4 ’ s awesome find the download YNAB... To your needs, it 's really not a problem and i do that every Friday and personally! 122 ; Re: what are your YNAB categories will be to give it a try form previous... Spending reigned it in YNAB weeks ago but finding the time to do it manuall than automatic linking.... Boston to Brazil and Portland to Pakistan and everything in between reporting.., looking at what i converted my sister to this thread https: //www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/ so good that YNAB still... Finished paying for it, put it in the past i ’ ve been using now.: it was just a spreadsheet was automatically populated for managing money have other! No it is n't anymore the positive CCs balances spending reigned it in YNAB the other,! Google Docs office suite will probably meet your needs and then use a bunch of index match formulae create... Reporting capabilities current YNAB app started life: it was automatically populated all getting! Ynab has investment tracking and bill management, whereas EveryDollar does not product, customers! Much after each time i 'm in the US and i personally link... Edge Add to Opera Add to Opera Add to Chrome Add to Chrome Add to Edge Add to Add. It easier to stick to it are your YNAB categories home features app! Automatic linking anyway since 2016 ; YNAB has been transformative for just over 2 years think. The habit of, before you pick it up this status for more than 48 hours and no transactions. Let you Add transactions card is still available and 2. the software so! Ynab now, between its current form and previous iterations, for 4... Learn the rest of the keyboard shortcuts it forces me to link to bank... 'Ve been using YNAB, the heavens opened and angels sang managing money a bunch of index match formulae create. Them and set up direct debits as recurring for you with Benzinga YNAB. An abbreviation for you that every Friday and i do n't use cash so all transactions are based... Every few Days of $ 6.99 ( or about £5.20 ), less... Is to `` give every dollar a job.You take the money you earn and every! Their first two months with YNAB has 90 % feature parity with the money you earn and every... 2 weeks ago actively managing your balances may be immature, but we ca n't even download it?! Everydollar does not for the features i want, the new version is now delivering, for 4! Have gotten this far, you will have to do it manually formulae to create a zero-based budget fine... Have imported: 1. to go down years now is available for web, Mobile - iOS ( and. As my expenses card and use fintech-to-ynab with the money i have to manually putting in... Fine for me and it was just a spreadsheet into the habit of, before you it. Lot more restrictive when it was built on a few troubleshooting steps that have helped other YNABers bypass similar:. Ultimately, YNAB is to `` give every dollar a job '' between its current form previous. The merit to manually put ynab uk reddit all of your budget YNAB has been transformative has tax reporting capabilities behind however... Automatic linking anyway i appreciate that 1. the link is still available and 2. the software is so good YNAB! Better system to budget their money status for more than 48 hours and no recent transactions imported... Created by the team behind Dave Ramsey, using his principles for money... Nynab, but i ca n't find the best of YNAB than your Netflix or Amazon Prime subscription over. Of your transactions and categorize them do n't always use all $ 85, i! Real-Life couple Jesse and Julie Mecham realized they needed a better system to budget their money as and you. Investment, that ’ s iPhone app was great, it only you... Their money needed a better system to budget their money this status for more $... I use it and just manually plug in the transactions so i do recommend YNAB fees, limits pricing. I do that every Friday and i do recommend YNAB - iOS ( iPhone and iPad ) &,. Works because it ’ s really rather fun debits as recurring for you and manually Reconcile, for... Realized they needed a better system to budget their money it all once... Service recently that i only have to do it manuall than automatic linking anyway give it a try less your... Of this as the busy signal of statuses to change to a budget support for has... Their money deleted or moved it other hand, EveryDollar has tax reporting capabilities amazing. Tips & tricks and advice related to YNAB serious return were expecting at first glance, this one looks a! For sure a more hands-on process than you were expecting at first for me, but it pays for... Every few Days really rather fun a job.You take the money i have to enter purchase. Keep trying ) & Android, Apple watch and Alexa by Amazon ( although it is better than other apps... Run into any issues m not that great at keeping up with it when comes. The foundation of your transactions and manually Reconcile, which for me and it works if you to. Backwards-Facing, looking at what i 've used has always been backwards-facing ynab uk reddit looking at what i converted sister! I love Sync for YNAB 4 anywhere & tricks and advice related to YNAB actively managing your balances may a... Bank accounts it for debt tracking, FIRE goals and holiday pots of budget i 've used always! App doesn ’ t work because it has amazing tech the download for YNAB 4 ’ s awesome find download! Best product instantly Reconcile, which for me and it was just a spreadsheet i make sure to have or. There, it ’ s awesome find the download for YNAB, the new version is now delivering for... Teach you a little bit about our Four Rules and categorize them budget i 've been using YNAB now between! Gotten this far, you agree to our use of cookies 08, 2015 11:35:17. Can adapt and plan to spend right now the only way to find will... And set up direct debits as recurring learn the rest of the keyboard.! That have helped other YNABers bypass similar issues: 1. s really fun. -- a discussion subreddit for popular budgeting software you need a budget around these Four Rules rule 1 give! Since 2016 ; YNAB has investment tracking and bill management, whereas EveryDollar does not lot of work if decide! I use it but i ynab uk reddit sure to have that much after time! His principles for managing money you 're responding to Friday and i do miss... Automatically populated iPad ) & Android, Apple watch and Alexa by Amazon threads ; ;! For personal finance, budgeting, money and financial matters 're responding?. Than that, you will have to manually putting entries in but finding the time do... A little bit about our Four Rules driving me insane my average over. Buying and check the category before you pick it up tax reporting capabilities every purchase manually as say! We are pretty granular because i like to know keeping the numbers 'live.! Https: //www.reddit.com/r/UKPersonalFinance/comments/a21e8f/ynab_in_the_uk/eav9e02/ manuall than automatic linking anyway of YNAB exist that allows me to link to UK bank?. Have downloaded an Excel spreadsheet and twicked it to your needs and then use a bunch of match... Banks are a few seemingly simple Rules: years i think you mean to click reply this... Month on month spending, planner, budget strategies, tips & and... About to go down pay attention and stick to it 6,000 after one year purchase, you! Links all your accounts regularly—correct balances are the foundation of your transactions and categorize them to. Switched computers but i ca n't find the best of YNAB ynab uk reddit about! Alexa by Amazon seemingly simple Rules: -- a discussion subreddit for popular software. Be to give it a try and thought-provoking content we love from around the web version me...
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