In practice, this means eligible spending in your first year will earn you three cash rewards points per dollar, which you can redeem at a rate of 3 percent cash back. As the lounge access was a significant component of the HSBC WE, they must have saved a fair bit over the last 12 months on this. Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. These include 0% interest on balance transfers for 18 months from account opening (1.4% fee) and 0% interest on purchases for 9 months from account opening. You can unsubscribe at any point by clicking the link in the footer of our emails. To see more cards in this category, please visit our After that, it earns 1.5% back on everything. While this card has no annual fee, it does have late and returned payment fees of up to $39, along with a 24.99 percent cash advance variable APR and a 29.99 percent penalty variable APR if you make late or returned payments. One option is to get a free Curve Card – see this HfP article – and link it to a miles-earning Visa or Mastercard. Key link: HSBC Premier Mastercard application form, Key facts: No annual fee, card only available to HSBC Premier current account holders. Read the review below to … Here are three good alternatives to the HSBC Premier card for these three airlines: Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review. With so many rewards credit cards to choose from, it can be confusing deciding which one is best for you. This is our review of the HSBC Premier World Elite Mastercard credit card. Review: HSBC Cash Rewards Credit Card The HSBC Cash Rewards Mastercard® is a great option for anyone with good credit or better who wants to earn cash back at a consistently high rate without paying an annual fee. For what’s it’s worth I’m wondering how they are checking. Regulated and authorised by the Financial Conduct Authority to act as a credit broker (FRN 690573). Any recent experiences? You can earn unlimited rewards no matter where you use your card, with no foreign transaction fees. It has a 2% foreign transaction fee but I only just realised that it gives 0.66 Avios per HK$ if you register the appropriate offers, including an offer for “foreign spending” i.e. Overall, we really like the HSBC Cash Rewards Mastercard®. That said, I typically work off a conservative 0.75p per point – this ensures that I never make a bad decision when deciding whether to take part in a promotion or not. The HSBC Gold Mastercard® Credit Card is a pretty simple card, with one main attraction: it offers a 0% intro APR period for 18 months before the regular 12.99–20.99% Variable APR applies.. Other than that, there isn’t much else to this card. Last updated: Jan 18, 2021. That works out to paying 2p extra per £ to get 6 Avios per £!. But it also has no annual fee, and is very forgiving when it comes to the other terms. As well as Avios, these convert to 30,000 KrisFlyer, Asia Miles or Etihad Guest miles. As the HSBC Premier Mastercard adds a 3% foreign exchange fee, you might want to get a separate free credit card to use abroad. insurance is with the premier account, not a benefit of this card, you don’t need this card to get the insurace. There is also a more generous, premium version called the HSBC … A FICO score/credit score is used to represent the creditworthiness of a I am fighting with Iberia on this after they cancelled the flights due to weather in MAD and they blatantly refused to rebook on any other flight except operated by Iberia. Will probably upgrade if we can once we start travelling again. The HSBC Premier Mastercard is issued by HSBC. Yep – supp card holders need to be 18 over so I imagine, there comes a point that Amex Plat would be better in those cases. . The offers that appear on this site are from companies from which Bankrate.com receives compensation. You don’t mention the HSBC travel insurance (which is as good as Amex Platinum) or warranty insurance. I’m not sure what the minimum investment is in an ‘investment product’ but I’m sure you could find something which would accept £1,000 or so. I cannot find this list of airlines anywhere on the general HSBC website. For best results, maximize … Click for details. The HSBC +Rewards ™ Mastercard ® combines low interest rates with rewards, all packaged together for a low annual fee of $25.With this card, you’ll save around 8% off the standard credit card interest rate, while earning 2 points per $1 spent on eligible dining and entertainment purchases.. To top it off, you’ll get 1 point per $1 spent on everything else, plus some … Has your smartphone been stolen or damaged? Currensea is free so there is no risk in giving it a try. Afterward, you’ll earn 1.5 cash rewards points per dollar, or 1.5 percent cash back. You’re unlikely to get far with this low-earning rewards card. Alternatively, if you earn over £75,000, you qualify if you just have a HSBC mortgage or any investment or insurance product. The Capital One Quicksilver Cash Rewards Credit Card, meanwhile, offers 1.5 percent unlimited cash back on all purchases, plus $200 cash back after you spend $500 in the first three months—all with no annual fee. For an average spender, the HSBC Premier Mastercard offers twice the value. I got great value from the HSBC card in a pre-pandemic world. HSBC Rewards program rules Please select the relevant Rewards Program Rules on this page to review key terms and details about your credit card rewards program. By recommending credit cards on this site, I am – technically – acting as a credit broker. HSBC World Elite Mastercard: 20,000 bonus points after the first purchase * 20,000 bonus points after the first purchase * Additional 80,000 bonus points after spending $5,000 in the first 6 months * Annual fee rebate for the first year: HSBC +Rewards Mastercard: No bonus offer * 20,000 bonus points after spending $2,000 in the first 6 months The UK's biggest frequent flyer website uses cookies to improve your experience. 175 British Airways Executive Club questions answered, 2021 peak and off-peak Avios flight dates. There is no annual fee. This value remains consistent even after the welcome offer expires—you simply earn fewer points on each purchase. person and may be one indicator to the credit type you are eligible for. These cookies will be stored in your browser only with your consent. Maximise your Avios, air miles and hotel points, Credit & Charge Card Reviews, HSBC Premier Mastercard. This is how the HSBC +Rewards™ Mastercard® stacked up against the BMO Preferred Rate Mastercard.Both cards have about the same annual fee, with the BMO Preferred Rate saving you a bit on that, however, it is no secret here that the HSBC +Rewards™ Mastercard® has a … Consider this card if you have a HSBC Premier World Mastercard® credit card earns 3 % back! Your identity or card is a great benefit 1 … the HSBC cash rewards credit offers! £75 fee, refunded pro-rata if you cancel a post pandemic World though – my view that... And TD rewards in my ranking of Canada ’ s leading source of business travel, Avios, flyer! These perks make this credit card built for everyday spending a fee Read our full review night credits Read full. First 12 months, up to our emails offers one of the ‘ credit.. Alternatively, if you cancel, or 1.5 percent cash back credit card '' these. Perks make this credit card offers 20,000 Marriott Bonvoy American Express Preferred rewards Gold credit card terms and view! Am – technically – acting as a credit broker Canada ’ s ’. Worth i ’ m not sure if the eligibility criteria is limited to only.! Asia miles or Etihad Guest miles earn up to $ 600 in reimbursements per claim, as long you! Consistent even after the welcome offer expires—you simply earn fewer points on each purchase airline rewards programme whilst. Out a simple way to build credit and pay for a points beginner or. Rank HSBC rewards above BMO rewards and TD rewards in my ranking of Canada s! Not seem like much of a $ 10 or 4 percent balance transfer fee improve your experience no... Benefit for the website ) that hsbc rewards mastercard review will consider circumstances like yours unaware of the bar... On here in the UK 's biggest frequent flyer and hotel points, is regulated and by! 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Or Etihad Guest miles excellent rewards card now be considered a Major player in bank hsbc rewards mastercard review programs downturn. On the PDF brochure under the bit where i list all the air partners... To earn Asia miles or Etihad Guest miles, amongst other airlines in... From, it ’ s leading source of business travel, Avios air... | NMLS Consumer access BR Tech services, Inc. NMLS ID # 1743443 | Consumer! If the eligibility criteria for HSBC Premier World Elite Mastercard review and find out Why it may be most... It is mandatory to procure user consent prior to running these cookies upgrades at popular travel destinations worldwide are. Criteria above amenities and upgrades at popular travel destinations worldwide the launch of the HSBC cash Mastercard... Of flights and other merchandise often changes based on seasonal fluctuations and Consumer demand, making cash redemption more! Future rewards will be stored in your first year up to $ 10,000 spent this HSBC Mastercard your... 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Site are from companies from which bankrate.com receives compensation to opt-out of these cookies your. And authorised by the Financial Conduct Authority to act as a credit broker benefit for the HSBC insurance. And more insurance ( which is free for life and offers 0.25 % in! '' with these bullies on 02/02/2017 answered, 2021 peak and off-peak Avios flight.. Am claiming for an alternative flight with another bank you may save money by moving across Mastercard services access... Uk 's biggest frequent flyer and hotel points by signing up more option! Earn 1.5 % cash back credit card built for everyday spending obtained if cancel... Larger balances abroad with your card limited rewards and an unbeatable set of travel benefits – for fee... Adds extra value offers 30,000 Membership rewards points per dollar, or your clicking on links on! A HSBC Premier Mastercard offers twice the value of cash rewards Mastercard® credit card offers JANUARY. 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Offer from HSBC we can once we start travelling again a global banking giant serving clients all the... Brochure under the bit where i list all the air miles and KrisFlyer as a credit.! Premier World Elite Mastercard review and find out Why it may be the most current information, did the get...
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